{
  "specVersion": "1.0",
  "host": {
    "displayName": "ShieldNest",
    "identifier": "did:web:coverage.exchange",
    "documentationUrl": "https://coverage.exchange/llms-full.txt",
    "logoUrl": "https://coverage.exchange/favicon.png"
  },
  "entries": [
    {
      "identifier": "urn:air:coverage.exchange:api:openapi",
      "displayName": "ShieldNest Public API \u2014 OpenAPI 3.1 specification",
      "type": "application/json",
      "url": "https://coverage.exchange/openapi.json",
      "description": "OpenAPI 3.1 specification for the ShieldNest public, read-only JSON API (base https://coverage.exchange/api/public/v1). Operations: listProducts, getProduct, checkEligibility, getCompanyInfo. No authentication, no write endpoints. JSON error envelope with stable codes, RateLimit headers, and pagination on product listings.",
      "tags": [
        "openapi",
        "api",
        "insurance",
        "quote",
        "function-calling"
      ],
      "capabilities": [
        "QuoteIntake",
        "InsuranceGuidance",
        "FunctionCalling"
      ],
      "representativeQueries": [
        "What insurance products does ShieldNest offer and in which states?",
        "Which ShieldNest product fits a California home that was non-renewed?",
        "Submit an auto insurance quote request to ShieldNest"
      ],
      "version": "1.0.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "protocol": "https",
        "specification": "openapi-3.1",
        "authentication": "none",
        "documentationUrl": "https://coverage.exchange/developers"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:mcp:server",
      "displayName": "ShieldNest MCP server",
      "type": "application/json",
      "url": "https://coverage.exchange/mcp",
      "description": "Model Context Protocol (Streamable HTTP) server for ShieldNest. Public, no authentication. Tools: list_products, check_eligibility, get_quote_form, get_company_info, submit_quote. Read tools return product, eligibility and company information; submit_quote files a new insurance quote request. No tool reads existing quotes or customer records.",
      "tags": [
        "mcp",
        "api",
        "insurance",
        "quote",
        "tools"
      ],
      "capabilities": [
        "QuoteIntake",
        "InsuranceGuidance",
        "ToolUse"
      ],
      "representativeQueries": [
        "Which ShieldNest insurance products are available in Texas?",
        "Start a homeowners insurance quote with ShieldNest",
        "Is my California home eligible for the FAIR Plan?"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "protocol": "mcp",
        "transport": "streamable-http",
        "authentication": "none"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:doc:llms-txt",
      "displayName": "ShieldNest llms.txt \u2014 AI assistant summary",
      "type": "text/markdown",
      "url": "https://coverage.exchange/llms.txt",
      "description": "Concise AI assistant summary of ShieldNest: products, states served, quote links, and when-to-use guidance for agents.",
      "tags": [
        "llms.txt",
        "insurance",
        "brokerage",
        "california",
        "discovery"
      ],
      "capabilities": [
        "QuoteIntake",
        "InsuranceGuidance"
      ],
      "representativeQueries": [
        "Where can a California homeowner get an insurance quote?",
        "What does the California FAIR Plan cover?",
        "How do I get commercial truck insurance for a DOT carrier?"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "publisher": "ShieldNest",
        "npn": "21405787",
        "areaServed": "CA, NY, TX"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:doc:llms-full",
      "displayName": "ShieldNest llms-full.txt \u2014 full coverage reference",
      "type": "text/markdown",
      "url": "https://coverage.exchange/llms-full.txt",
      "description": "Full reference: coverage lines, eligibility, premium ranges, intake workflow, FAQs, and disclaimers for homeowners, FAIR Plan, auto, and commercial truck insurance.",
      "tags": [
        "llms-full.txt",
        "insurance",
        "reference",
        "pricing"
      ],
      "capabilities": [
        "QuoteIntake",
        "InsuranceGuidance",
        "CoverageReference"
      ],
      "representativeQueries": [
        "What is the typical California homeowners premium?",
        "What does a DIC wraparound policy add to the FAIR Plan?",
        "What liability limits does a California motor carrier need?"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "publisher": "ShieldNest",
        "npn": "21405787"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:doc:agents-md",
      "displayName": "ShieldNest agents.md \u2014 agent usage guide",
      "type": "text/markdown",
      "url": "https://coverage.exchange/agents.md",
      "description": "Guidance for AI agents: when to use ShieldNest, which quote form to send a user to, what data each intake collects, and what an agent must not do (no binding, no SSN).",
      "tags": [
        "agents.md",
        "agent-guide",
        "intake"
      ],
      "capabilities": [
        "QuoteIntake",
        "AgentGuidance"
      ],
      "representativeQueries": [
        "Which ShieldNest form should I use for a homeowner in a wildfire zone?",
        "What information does the commercial truck quote form require?",
        "Can an AI agent bind insurance coverage on ShieldNest?"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "publisher": "ShieldNest",
        "npn": "21405787"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:quote:homeowners",
      "displayName": "Homeowners insurance quote intake (HO-3)",
      "type": "text/html",
      "url": "https://coverage.exchange/quote/homeowners",
      "description": "HO-3 intake form for owner-occupied homes in California, New York, and Texas. Collects property address, dwelling details, and contact info; no SSN.",
      "tags": [
        "quote",
        "homeowners",
        "HO-3",
        "intake"
      ],
      "capabilities": [
        "QuoteIntake"
      ],
      "representativeQueries": [
        "Get a California homeowners insurance quote",
        "Quote HO-3 coverage for a home in New York",
        "Start a Texas homeowners insurance intake"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "line": "Homeowners (HO-3)",
        "states": "CA, NY, TX"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:quote:ca-fair-plan",
      "displayName": "California FAIR Plan quote intake",
      "type": "text/html",
      "url": "https://coverage.exchange/quote/ca-fair-plan",
      "description": "Dwelling fire intake form for California homes standard carriers decline, usually in high wildfire risk zones. Paired with a DIC wraparound policy.",
      "tags": [
        "quote",
        "fair-plan",
        "dwelling-fire",
        "california"
      ],
      "capabilities": [
        "QuoteIntake"
      ],
      "representativeQueries": [
        "Get a California FAIR Plan quote",
        "Quote dwelling fire for a home declined by standard carriers",
        "Find last-resort property insurance in California"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "line": "California FAIR Plan (dwelling fire)",
        "states": "CA"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:quote:commercial-trucks",
      "displayName": "Commercial truck insurance quote intake",
      "type": "text/html",
      "url": "https://coverage.exchange/quote/commercial-trucks",
      "description": "Truck and fleet intake with DOT number (required), CA#, MC#, VINs, and commodity fields for owner-operators and motor carriers.",
      "tags": [
        "quote",
        "commercial-truck",
        "DOT",
        "fleet"
      ],
      "capabilities": [
        "QuoteIntake"
      ],
      "representativeQueries": [
        "Get commercial truck insurance for an owner-operator",
        "Quote primary auto liability for a DOT motor carrier",
        "Start a fleet truck insurance intake with cargo coverage"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "line": "Commercial truck",
        "states": "CA"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:quote:auto",
      "displayName": "Personal auto insurance quote intake",
      "type": "text/html",
      "url": "https://coverage.exchange/quote/auto",
      "description": "Personal auto intake form: driver and vehicle details, coverage preferences, and contact info for California, New York, and Texas.",
      "tags": [
        "quote",
        "auto",
        "personal-auto",
        "intake"
      ],
      "capabilities": [
        "QuoteIntake"
      ],
      "representativeQueries": [
        "Get a personal auto insurance quote",
        "Quote liability and collision for a personal vehicle",
        "Start an auto insurance intake in Texas"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z",
      "metadata": {
        "line": "Personal auto",
        "states": "CA, NY, TX"
      }
    },
    {
      "identifier": "urn:air:coverage.exchange:site:sitemap",
      "displayName": "ShieldNest XML sitemap",
      "type": "application/xml",
      "url": "https://coverage.exchange/sitemap.xml",
      "description": "Sitemap of all public ShieldNest routes: homepage, quote forms, guides, and trust-anchor pages.",
      "tags": [
        "sitemap",
        "discovery",
        "navigation"
      ],
      "capabilities": [
        "SiteDiscovery"
      ],
      "representativeQueries": [
        "List all ShieldNest pages",
        "Find the ShieldNest sitemap"
      ],
      "version": "1.0",
      "updatedAt": "2026-08-26T00:00:00Z"
    }
  ]
}